Pension Planning

Most people recognise it is prudent to plan for their retirement. This is especially true for those people who are hoping to retire before the usual State Retirement ages. We aim to help you improve the chance of being able to fulfil your desires during retirement and offer advice on pension planning for both pre and post retirement, which includes the following:

  • Personal Pensions for self employed and employees
  • Group Pension Schemes
  • Stakeholder Pensions
  • Self Invested Personal Pensions (SIPP)
  • Pension Consolidation
  • Pensions & Divorce
  • Income Drawdown
  • Annuities/Open Market Options

Investment Planning

We aim to deliver solutions to maximise returns on capital, with the opportunity to take income where appropriate in the most tax efficient manner and ensuring whatever solution recommended matches your attitude to risk, which may include but not be limited to the following:

  • ISAs
  • Investment Bonds – Onshore & Offshore
  • OEICS
  • Unit Trusts
  • Investment Trusts
  • Tax Efficient Savings Plans & Inheritance Tax Planning Vehicles.

You should remember that the value of an investment and the income from it could go down as well as up. The return at the end of the investment period is not guaranteed and you may get back less than you originally invested.

Mortgage Advice

Are you looking to purchase a new property, looking for a better mortgage deal or looking to raise capital from your current property? We also provide solutions for those people looking to enter the rental property ladder by offering advice on buy-to-let mortgages and remortgages.

We offer a comprehensive range of mortgages from across the market but not deals that you can only obtain by going direct to a lender.

There will be a fee for mortgage advice of £250 and is payable at the outset.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Life Assurance

We ensure that when premature death or serious illness occurs, your family or your business does not suffer financially.

Protection

Should you find yourself unable to work either due to accident/injury or redundancy then we can provide solutions to ensure you still receive an income and to keep your mortgage payments up to date.

This Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneymadeclear.org.uk

The Financial Conduct Authority does not regulate some forms of buy-to-lets or tax advice.

Sadly, Tony passed away peacefully in hospital surrounded by family on 20th December 2019 at the age of 69, after a long spell of ill health.

Tony spent well over 45 years in the financial services industry, having ran several of his own businesses and founded Peacock Financial Management in September 1995.

Anyone who knew Tony would appreciate he was very much a larger than life character, very well respected, with an infectious personality and would bring any room to life with his quick wittedness and considered professional opinion.

He created a network of clients throughout the UK during his working career, many of whom are still with the firm today and are considered more as friends than clients, something Tony believed was the cornerstone of creating long terms relationships.

In addition to a very successful career as a Financial Adviser, Tony was also a prolific writer and author. Later in life he wrote and self-published a trilogy of novels dedicated to Patron Saint of Lost Causes, St. Jude, a must read for anyone with insomnia…...

Tony is sadly missed by all the staff at Peacock Financial Management Ltd, particularly his son and protégé Gregg who idolised his father both personally and professionally!!

On Whose Soul Sweet Jesus Have Mercy.

Rest in Peace.