Most people recognise it is prudent to plan for their retirement. This is especially true for those people who are hoping to retire before the usual State Retirement ages. We aim to help you improve the chance of being able to fulfil your desires during retirement and offer advice on pension planning for both pre and post retirement, which includes the following:
- Personal Pensions for self employed and employees
- Group Pension Schemes
- Stakeholder Pensions
- Self Invested Personal Pensions (SIPP)
- Pension Transfers/Consolidation
- Pensions & Divorce
- Income Drawdown
- Annuities/Open Market Options
We aim to deliver solutions to maximise returns on capital, with the opportunity to take income where appropriate in the most tax efficient manner and ensuring whatever solution recommended matches your attitude to risk, which may include but not be limited to the following:
- Investment Bonds – Onshore & Offshore
- Unit Trusts
- Investment Trusts
- Tax Efficient Savings Plans & Inheritance Tax Planning Vehicles.
You should remember that the value of an investment and the income from it could go down as well as up. The return at the end of the investment period is not guaranteed and you may get back less than you originally invested.
Are you looking to purchase a new property, looking for a better mortgage deal or looking to raise capital from your current property? We also provide solutions for those people looking to enter the rental property ladder by offering advice on buy-to-let mortgages and remortgages.
We offer a comprehensive range of mortgages from across the market but not deals that you can only obtain by going direct to a lender.
There will be a fee for mortgage advice of £250 and is payable at the outset.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We ensure that when premature death or serious illness occurs, your family or your business does not suffer financially.
Should you find yourself unable to work either due to accident/injury or redundancy then we can provide solutions to ensure you still receive an income and to keep your mortgage payments up to date.
This Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneymadeclear.org.uk
The Financial Conduct Authority does not regulate some forms of buy-to-lets or tax advice.